Not yet final. Two details are still to be filled in before this page goes public, written [like this] below: the operating entity and a mailing address. Governing law is written as British Columbia, Canada, which is an assumption to confirm. This box is removed at the same time.
Rewards and affiliate disclosure
CoupleSave is operated by [OPERATING ENTITY], [MAILING ADDRESS], Canada. Questions about anything on this page go to hello@couplesave.com.
In one paragraph
We get paid a commission when you complete an offer, and that commission is the whole business model. There is no subscription, no premium tier and no advertising. When a reward lands in your shared goal, a partner paid us for the introduction, and we paid you a share of it. We would rather write that down plainly than bury it, because the alternative is you finding out later.
Where this applies
This website carries no affiliate links today. It describes an app that is still in development. This page governs the offers inside the app when it launches, and any link we ever add to this site. If we add one, this page is updated first and the link itself is labelled.
How we are paid
- Affiliate offers. We join a company’s programme directly or through an affiliate network such as Impact or CJ Affiliate. If you open or fund an account, or request a quote, through our link, the company pays a commission.
- Offer walls and surveys. Networks such as Bitlabs supply surveys and tasks from their own advertisers and pay us a publisher share of what the advertiser paid them.
- Receipt rewards. Brands and rebate partners pay for a receipt you choose to submit for a reward.
- Card-linked cashback. A partner merchant funds the cashback, and the card-linking platform pays us a share of it.
- Sponsors. A credit union or an employer may fund a savings-match campaign for its own members or staff. Those are labelled as sponsored where they appear.
We do not publish the commission on an individual offer, because the partner sets it and it changes. We do tell you the reward you get, in dollars, before you start anything.
What we will never run
An offer is rejected if completing it would grow your debt or your spending. This is a filter in the code and a review by a person, not a preference we could quietly relax:
- Credit cards, lines of credit, and anything that opens one
- Buy now, pay later
- Loans of any kind, including payday lending
- Gambling, casinos, lotteries and sports betting
- Spend this much to earn that much offers
- Anything that requires sharing your banking password with us
Generic reward walls make much of their money on exactly those categories. Removing them makes our wall smaller. That is the trade we are making.
How this changes what you see
Being paid a commission creates an incentive, so here is what we do about it:
- A person reviews every offer before it appears. Paying more does not get an offer onto the wall, and does not get it past the list above.
- Offers are shown against your goal, never as a race or a leaderboard, and never with a countdown that exists only to rush you.
- Nothing on the wall is advice. A savings account or a brokerage account that pays a commission may not be the right one for you. Compare it as you would any other, and talk to someone qualified if the decision is a large one.
- Either partner can complete an offer, both partners see every reward that arrives, and the goal is joint.
- You never have to complete an offer. The app works with the offer wall left alone.
No earnings claims
We do not promise an amount. We will not tell you what couples “can make”. Any dollar figure we publish will be one of exactly two things: the reward a partner has published for a specific offer, shown next to that offer, or a measured result with the group and the period stated. A reward depends on the offer, on the partner validating it, and on what you choose to do, so your result will differ from anyone else’s. This is the standard the Competition Act requires in Canada for performance claims, and the Federal Trade Commission requires in the United States for earnings claims, and we hold ourselves to it in marketing as well as in the app.
Tracking that comes with an offer
Completing an offer has to be attributable, or the partner will not pay. When you start one, the network records a click identifier so it can match your completion to our account. Depending on the partner this may involve a cookie, a redirect through the network’s domain, or a device-level identifier, and the partner’s own privacy policy applies from the moment you land on their page. We send a pseudonymous identifier rather than your email address wherever the network supports it. Our own privacy policy covers what we hold and how to have it deleted. If you would rather not be tracked at all, do not start the offer.
Rewards are not guaranteed
A reward is credited after the partner confirms the completion, which can take days or weeks and sometimes fails for reasons we do not control: an account that was not funded, a receipt that was not eligible, a survey the provider disqualified, an ad blocker that broke attribution. If a partner reverses a payment after we credited you, we may reverse the credit. We will tell you why. Terms of use has the detail.